Michael T. Smith is President of Thomas Advisory Group. Prior to this position, Michael had over 18 years of experience in the corporate sector, specializing in technology and finance. A recognized industry leader in the field of developing and marketing cutting edge EDI, Commercial Card, and Electronic Commerce applications, Michael's experience includes senior positions with several major banks. His uniquely diversified experience in the E-Commerce field includes management, marketing, sales, product development, purchasing system design, and information systems design. During his tenure within the financial services sector at institutions including Citibank, USBank, and CoreStates, Michael built a strong track record in creating new business lines and developed a strong reputation for integrity and expertise. Michael has also held positions on the VISA Domestic and International Commercial Card Advisory Boards. During the early 80's Michael co-founded the Delaware Valley EDI Roundtable, a Northeast EDI user group of local business professionals dedicated to the advancement and promotion of EDI in the business community. Michael served as Chairman of this group during its inaugural two-year period.